具体描述
每個女人都有翻身的機會！2003年引領女性理財風潮的資深經理人蕭碧華，再為女性量身訂作的「理財實戰寶典」！
上一次蕭碧華告訴妳從單親窮媽媽變成富媽媽的秘方，這一次她將教妳60招「女人變有錢」的實戰守則！
女人，妳該對自己好一點，讓自己辛苦賺來的每一塊錢，變得更有價值，早日跳出苦海！「一本女人寫給女人的理財書２(實戰版)」延續前一本書特色，以淺顯生動的文字與案例，解決女性理財的常見疑問。除了教妳管理自己的錢，讓日常生活小錢變大錢，還涵括了女人一生最關心的四大熱門話題：告別負債、成家立業、教孩子理財、富足養老，case by case給予最有錢的建議！
先睹為快：
•6種女性投資理財性格大公開！
選擇最麻吉的投資法，從此不必再怕理錯財！
•20個女性必備的金錢管理術！
教妳小錢滾大錢，聰明投資變富婆！
•40個女性理財教戰守則！ 女人最關心的四大熱門話題：告別負債、成家立業、教孩子理財、富足養老，case by case給
妳最有錢的建議！作者簡介
蕭碧華
美國丹佛大學財務金融所碩士。專長為企業管理、行銷業務、共同基金、投資理財。曾任職基金公司為VIP、公司法人客戶服務達十四年之久，具豐富的專業背景及財務規劃經驗，可以說是國內難得的女性經理人。興趣是喜歡研發新的金融商品，藉由結合不同產品與服務，提供客戶更貼心的投資與財務規劃。
《一本女人寫給女人的理財書２（實戰版）》 女人，活出你的財務自由人生！ 你是否曾感覺，每個月薪水一到帳戶，沒多久就消失得無影無蹤？是否對投資感到迷惘，不知道從何下手？又或者，你渴望擁有更多財務自主權，能無後顧之憂地追求自己的人生目標？ 這不是一本讓你望而卻步的艱澀理論書，也不是一篇空泛的勵志雞湯。《一本女人寫給女人的理財書２（實戰版）》，是一本真正為女性讀者量身打造的實用指南，由一位和你我一樣，在生活中不斷學習、摸索、成長的女性，親筆寫下的掏心掏肺的分享。 為什麼是「２（實戰版）」？ 顧名思義，這是繼廣受好評的第一冊之後，更深入、更貼近生活、更具操作性的進階篇。如果你曾經閱讀過第一冊，相信你已經建立起基本的理財觀念，並開始嘗試著管理自己的金錢。而這一冊，將帶你從「知道」走向「做到」，從「嘗試」走向「精通」。我們將挑戰更複雜的財務議題，學習更進階的投資技巧，並將理財思維更深地融入你的日常生活，讓你不再只是被動的儲蓄者，而是能主動創造財富的智者。 本書將帶你深入探索： 從「想」到「買」：聰明規劃人生大目標的資金藍圖。 Whether it's your dream home, a comfortable retirement, or an overseas travel adventure, this chapter will equip you with the tools to break down your ambitious goals into actionable financial steps. We'll explore different savings strategies, investment vehicles tailored for long-term growth, and risk management techniques to ensure your dreams become a tangible reality. Learn how to create a personalized roadmap that aligns your financial resources with your deepest aspirations. 投資的進階階梯：風險與回報的平衡藝術。 Beyond the basics of stocks and bonds, this section delves into more sophisticated investment opportunities. We'll dissect various asset classes, including real estate, ETFs, mutual funds, and even alternative investments, explaining their unique risk-return profiles. Discover how to build a diversified portfolio that aligns with your risk tolerance and financial objectives, mastering the art of balancing potential gains with potential losses. Learn to identify market trends, understand economic indicators, and make informed decisions that protect and grow your wealth. 解鎖被動收入的密碼：讓錢為你工作。 Why limit your income to just your monthly salary? This chapter focuses on generating passive income streams that can provide financial security and accelerate your wealth-building journey. Explore strategies like dividend investing, rental properties, intellectual property royalties, and online business ventures. We'll guide you through the process of identifying viable passive income opportunities, assessing their potential, and implementing them effectively, allowing your money to work for you around the clock. 稅務與保險：聰明的避風港與堅實的後盾。 Navigating the complexities of taxes and insurance can be daunting, but they are crucial components of a robust financial plan. This section demystifies tax regulations, offering practical tips for tax planning and optimization within legal boundaries. We’ll also explore various insurance products – from life and health to disability and critical illness insurance – explaining their purpose and helping you determine the right coverage to safeguard yourself and your loved ones against unforeseen circumstances. Think of this as building your financial fortress. 債務管理與信用重建：告別負擔，迎接自由。 Debt can be a significant burden, hindering financial progress. This chapter provides a clear and actionable framework for managing existing debt, whether it's credit card balances, student loans, or mortgages. We'll discuss effective debt repayment strategies, including the snowball and avalanche methods, and how to negotiate with creditors. For those seeking to improve their creditworthiness, we’ll offer practical advice on building and maintaining a healthy credit score, unlocking access to better financial opportunities. 情緒與理財：克服心理障礙，做出理性決策。 Money is not just about numbers; it's also deeply intertwined with our emotions. This section addresses the psychological aspects of financial decision-making, helping you identify and overcome common behavioral biases that can lead to poor investment choices or impulsive spending. Learn to manage financial anxiety, resist the urge for instant gratification, and cultivate a resilient and disciplined approach to your finances. This is where true financial mastery begins – within yourself. 理財工具與科技：善用數位時代的優勢。 The digital age offers a wealth of tools and technologies to streamline your financial management. This chapter introduces you to various budgeting apps, investment platforms, and financial tracking software that can simplify your financial life. Learn how to leverage these resources to monitor your spending, analyze your investments, and stay organized, making financial management more efficient and accessible than ever before. 这本书的核心價值： 真實的經驗分享： 作者將以自身的經歷，分享在理財路上遇到的挑戰、學到的教訓以及成功的喜悅。沒有高高在上的理論，只有貼近你生活的真實感悟。 可操作的步驟： 每一個章節都提供了具體的步驟和方法，讓你能夠立即應用到自己的財務規劃中，看到實際的改變。 賦予女性力量： 這本書不僅僅是關於金錢，更是關於賦予女性掌控自己財務人生的力量，讓你不再被動等待，而是主動創造屬於自己的幸福。 同路人的溫暖： 在這裡，你將感受到一份來自同為女性的理解與支持，你知道自己不是孤單一人在學習和成長。 誰適合閱讀這本書？ 正在尋找更有效率的存錢和投資方法的女性。 對股票、基金、房地產等投資感到好奇，但不知從何開始的女性。 希望擺脫負債，建立穩健財務基礎的女性。 渴望擁有更多財務自由，能夠追求人生夢想的女性。 已經踏入理財領域，希望進一步提升自己財富管理能力的女性。 準備好了嗎？ 讓我們一起，用智慧和勇氣，為自己打造一個更安全、更自由、更精彩的財務人生！這不僅僅是一本書，更是你開啟財富自由之旅的啟動器。立即翻開，讓改變，從「２（實戰版）」開始！
