Banker To The Poor 在线电子书 图书标签: 经济 金融 诺贝尔和平奖 社会学 yunus 英文写的 尤努斯 商业
发表于2025-03-01
Banker To The Poor 在线电子书 pdf 下载 txt下载 epub 下载 mobi 下载 2025
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评分哎 这也是我当年一心想做小额信贷的理念来源呀……
评分Wokai.
评分听的有声版…
评分这是之前读的那一版
穆罕默德·尤努斯,1940年6月28日生于孟加拉国吉大港的一个宝石加工场主的家庭。少年时代的他并没有因为家境殷实而沾沾自喜,相反,他目睹着本国的愚昧和贫穷,幼小的心灵就埋下了为可怜的同胞们做事的理想——做一名优秀的老师。 曾任吉大港大学经济系主任。是格莱珉银行的创始人。
在线阅读本书
Muhammad Yunus is that rare thing: a bona fide visionary. His dream is the total eradication of poverty from the world. In 1983, against the advice of banking and government officials, Yunus established Grameen, a bank devoted to providing the poorest of Bangladesh with minuscule loans. Grameen Bank, based on the belief that credit is a basic human right, not the privilege of a fortunate few, now provides over 2.5 billion dollars of micro-loans to more than two million families in rural Bangladesh. Ninety-four percent of Yunus's clients are women, and repayment rates are near 100 percent. Around the world, micro-lending programs inspired by Grameen are blossoming, with more than three hundred programs established in the United States alone.
Banker to the Poor is Muhammad Yunus's memoir of how he decided to change his life in order to help the world's poor. In it he traces the intellectual and spiritual journey that led him to fundamentally rethink the economic relationship between rich and poor, and the challenges he and his colleagues faced in founding Grameen. He also provides wise, hopeful guidance for anyone who would like to join him in "putting homelessness and destitution in a museum so that one day our children will visit it and ask how we could have allowed such a terrible thing to go on for so long." The definitive history of micro-credit direct from the man that conceived of it, Banker to the Poor is necessary and inspirational reading for anyone interested in economics, public policy, philanthropy, social history, and business.
Muhammad Yunus was born in Bangladesh and earned his Ph.D. in economics in the United States at Vanderbilt University, where he was deeply influenced by the civil rights movement. He still lives in Bangladesh, and travels widely around the world on behalf of Grameen Bank and the concept of micro-credit.
小额信贷存在众多的风险因素,但是尤努斯通过不同的机制设计得以避免 或者降低。 1 违约风险的转移 通过五人组的设计将违约风险锁定在团体的违约风险上。 2 管理费用飙升 低廉的人力成本管理。 3 贷款的营利性 孟加拉的自雇风格。但是个人的营生必须有利可图...
评分“我们相信,贫穷是不属于一个文明的人类社会的,它属于博物馆。在这个会议举行65年之后,我们一定会创造一个没有贫困的世界。”说这个话的是孟加拉的尤努斯,如果你觉得是吹牛,不妨看看他为什么敢这么说。 1972年,还是一个经济学教授的尤努斯,贷款27美元给42个编织竹凳的...
评分小额信贷存在众多的风险因素,但是尤努斯通过不同的机制设计得以避免 或者降低。 1 违约风险的转移 通过五人组的设计将违约风险锁定在团体的违约风险上。 2 管理费用飙升 低廉的人力成本管理。 3 贷款的营利性 孟加拉的自雇风格。但是个人的营生必须有利可图...
评分尤努斯不是慈善家,因为他并没有将格莱珉的钱无偿分给受苦受难的穷人和灾民,他没有让穷人弯着腰从他那里拿走任何一笔钱。尤努斯更像一个金融家,然而如果仅仅从金钱方面进行考量的话他甚至不能算是成功的金融家,任何一家小银行一年的贷款量都能超过格莱珉数十年的总的贷款量...
评分http://bizchedan.blogbus.com/logs/47197204.html 2006年诺贝尔和平奖颁给孟加拉国的穆罕默德·尤纳斯(Muhammod Iunus)。这位“穷人的银行家”首创“微信用”体制,专门向传统银行不予考虑的贫民创业者提供小额贷款。世行中国扶贫贷款项目也有这样的口号:“给穷人一个机会,...
Banker To The Poor 在线电子书 pdf 下载 txt下载 epub 下载 mobi 下载 2025