What’s the secret to becoming a millionaire?
For years people have asked David Bach, the national bestselling author of Smart Women Finish Rich , Smart Couples Finish Rich, and The Finish Rich Workbook , what’s the real secret to getting rich? What’s the one thing I need to do?
Now, in The Automatic Millionaire , David Bach is sharing that secret.
The Automatic Millionaire starts with the powerful story of an average American
couple--he’s a low-level manager, she’s a beautician--whose joint income never exceeds $55,000 a year, yet who somehow manage to own two homes debt-free, put two kids through college, and retire at 55 with more than $1 million in savings. Through their story you’ll learn the surprising fact that you cannot get rich with a budget! You have to have a plan to pay yourself first that is totally automatic, a plan that will automatically secure your future and pay for your present.
What makes The Automatic Millionaire unique:
You don’t need a budget
You don’t need willpower
You don’t need to make a lot of money
You don’t need to be that interested in money
You can set up the plan in an hour
David Bach gives you a totally realistic system, based on timeless principles, with everything you need to know, including phone numbers and websites, so you can put the secret to becoming an Automatic Millionaire in place from the comfort of your own home.
This one little book has the power to secure your financial future. Do it once--the rest is automatic!
具體描述
讀後感
一个办公室小白领，仅仅因为每天多喝一杯拿铁和一块muffin蛋糕（约$5），等你退休时，你的代价是失去百万美元（确切金额是$948661，按10%复合增长率计算）。 标题就是典型的畅销书风格，所以也就抱着有空随便翻翻的心态。在一次出差的路上，读完了这本小册子。 核心思想就是...
評分并不是讲如何赚一大笔钱，而是小人物的生活 —— 如何利用自己朝九晚五的薪水理财，最后在退休前能够有一个不错的财务状态 1. 具体策略 书中提供的策略非常简单： (1) 存钱. 每个月收入存10%. 并且自动化操作，工资一发就自动转存 (2) 买房子 (省租金, 得产权) (3) 省钱. 从生...
評分并不是讲如何赚一大笔钱，而是小人物的生活 —— 如何利用自己朝九晚五的薪水理财，最后在退休前能够有一个不错的财务状态 1. 具体策略 书中提供的策略非常简单： (1) 存钱. 每个月收入存10%. 并且自动化操作，工资一发就自动转存 (2) 买房子 (省租金, 得产权) (3) 省钱. 从生...
評分一个办公室小白领，仅仅因为每天多喝一杯拿铁和一块muffin蛋糕（约$5），等你退休时，你的代价是失去百万美元（确切金额是$948661，按10%复合增长率计算）。 标题就是典型的畅销书风格，所以也就抱着有空随便翻翻的心态。在一次出差的路上，读完了这本小册子。 核心思想就是...
評分并不是讲如何赚一大笔钱，而是小人物的生活 —— 如何利用自己朝九晚五的薪水理财，最后在退休前能够有一个不错的财务状态 1. 具体策略 书中提供的策略非常简单： (1) 存钱. 每个月收入存10%. 并且自动化操作，工资一发就自动转存 (2) 买房子 (省租金, 得产权) (3) 省钱. 从生...
用戶評價
好書！雖然簡潔，整個框架覆蓋從個人消費習慣、退休金福利到購房投資，這些理念越早知道賺越多錢啊！我的硬皮書上麵寫著03/04年齣版，已經過瞭十二年，美國的經濟模式變動沒太大，隻是多瞭更便捷多樣的理財方式。迴頭看布什的住房政策與導緻08年次貸危機太有關係。
评分Bring the smart idea of "Latte Effect" which is one true happening issue in our lives. We spent without realizing that we accumulated the spending and if we do let it roll over, we could have spend/save 1 million USD. A lot of money being talked here. Let
评分投資是一件不需要努力的事…
评分Bring the smart idea of "Latte Effect" which is one true happening issue in our lives. We spent without realizing that we accumulated the spending and if we do let it roll over, we could have spend/save 1 million USD. A lot of money being talked here. Let
评分印象最深刻的部分是The Latte Factor - 生活中的很多花費都像是買一杯咖啡的價錢，一次兩次日積月纍就會是很大一筆支齣。所以從思維方式上改變消費習慣，可以省去很多不必要的消費。不過latte factor也有例外， 在花錢可以節約時間的情況下我選擇花錢。另外，「是否富有不在於你掙多少，而在於如何花銷。」
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