Why the Poor Pay More 在線電子書 pdf 下載 txt下載 epub 下載 mobi 下載 2024


Why the Poor Pay More

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Squires, Gregory D. 編 作者
Greenwood Pub Group
譯者
2004-10 出版日期
248 頁數
$ 56.44 價格
HRD
叢書系列
9780275981860 圖書編碼

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發表於2024-11-28

Why the Poor Pay More 在線電子書 epub 下載 mobi 下載 pdf 下載 txt 下載 2024

Why the Poor Pay More 在線電子書 epub 下載 pdf 下載 mobi 下載 txt 下載 2024

Why the Poor Pay More 在線電子書 pdf 下載 txt下載 epub 下載 mobi 下載 2024



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The proverbial American dream of owning a home has become an all-too-real nightmare for a growing number of families. The most vulnerable segments of our society--including minorities, the elderly, and working families--are being victimized by financiers who lure them into commitments they cannot fulfill. Collectively known as predatory lending, these practices include offering higher interest rates than can be justified by the risk, high pre-payment penalties that lock families into exploitative loans, and monstrous balloon payments that often result in default and the loss of the home. The net result can be disastrous: damage to one's credit rating, bankruptcy, and even the loss of lifelong savings. "Why the Poor Pay More" is an incisive exposure of these practices: how they have evolved, why they have become so prevalent in recent years, and how their negative effects can be quantified. It features in-depth analysis from prominent scholars, legal experts, and community leaders, who shed new light on the social, political, and economic consequences of predatory lending. Why the Poor Pay More is much more than an indictment of these insidious discriminatory practices. It is a call to arms for anyone concerned about how the financial-political system can be corrupted to serve the needs of the wealthy. Highlighting community initiatives already underway to combat predatory lending and an extensive listing of practical resources, "Why the Poor Pay More" outlines active roles that individuals, advocacy groups, financial and legal service providers, and policymakers can play in reversing this destructive trend.

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