Learn how to keep your creditors from harassing you, reduce your monthly payments and lower your debt. Find out how to get a copy of your credit report, understand what it really says and make it read more favorably for you. Stop worrying about identity theft by teaching yourself what to do to prevent it and how to react if it happens to you. This easy-to-use guide explains how to clean up your credit report, lessen your debt and cope with your financial woes. It teach you how to get back on track. -Consolidate Student Loans: Find hidden cost-savers through loan consolidations and other budgeting tips to help fit your needs. -Lessen Your Debt: Follow proven techniques to negotiate with creditors and dispute billing errors. -Creditor Tactics: Stop harassing phone calls and nasty letters from your creditors. You have rights that they cannot ignore. -Identity Theft: Learn how to prevent it from happening to you and what to do to immediately stop any damage it does. -Improve Your Credit Score: Discover the secrets of raising your credit score and taking control of your financial future. -Build Good Credit: Get on the road to financial freedom by changing behaviors and managing your resources more effectively. There is no magic wand, but you can fix your credit problems. The Complete Credit Repair Kit shows you how to do it quickly, correctly and stress free.