From their first job to their retirement years, women face unique challenges when it comes to managing their money. Because women play so many different roles -- and sometimes leave the workforce to raise children and care for family members - they need specific financial advice tailored to each stage of life. In her new book, "Kiplinger's Money Smart Women - Everything You Need to Know to Achieve a Lifetime of Financial Security, " Janet Bodnar, wife, mother and deputy editor of "Kiplinger's Personal Finance m"agazine, outlines what every woman needs to know to be financially independent, from breaking out of the paycheck-to-paycheck rut to living comfortably in retirement. Whether you are single, married, divorced, widowed or retired, "Kiplinger's Money Smart Women "will give you the advice you need on important topics such as: Establishing a stellar credit record Strategies for spending less and saving more Investing with confidence Surviving divorce with your finances intact Financial implications of caring for elderly family members Making your assets last during retirement "Kiplinger's Money Smart Women "covers it all with real-world advice and practical strategies, and includes "how-to" action steps for everything from investing in mutual funds to boosting retirement income. This is every woman's essential guide to financial security.