American Bonds 在線電子書 圖書標籤: 美國 經濟社會學 曆史 ECONOMICS 金融 美國經濟 經濟史 比較曆史社會學
發表於2024-11-23
American Bonds 在線電子書 pdf 下載 txt下載 epub 下載 mobi 下載 2024
信用製度之“輕”與美國政治體製的碎片化特徵相適應,成為曆次危機中政府統閤各部門的工具,但其自身風險又不斷引發新的問題,將美國逐步引嚮對房地産次貸市場的依賴。傑剋遜主義關於自由農共同體的立國方針,與19世紀被西進運動和內戰不斷打亂的早期信用體係,在20世紀早期共同塑造齣農村土地的次級市場。這一理念隨著城市化轉變為以城市房屋擁有者共同體為本的思想,並深刻改變瞭金融機構的格局,經由新政和二戰形成以房利美為核心的政府乾預體製,也使得信貸成為聯結社會各層麵的治理術。在七十年代經濟危機後財政壓力加大,經濟理念轉嚮稀缺性,約翰遜政府通過修改會計準則和私有化房利美,剝離瞭政府債權,由此埋下金融危機的禍根。末尾拔高,指齣美國是一依於信貸的發展型國傢。連接金融與財政社會學。不驚喜但理清亂緒還是厲害。
評分Credit as statecraft in intervening in economy. Again, liberal market without state intervention is a myth. 但是能不能拜托不要再隨意亂用developmental state瞭?這個詞用到現在,除瞭指涉市場形成政府不可或缺之外,都不知道在說什麼瞭.....
評分Credit as statecraft in intervening in economy. Again, liberal market without state intervention is a myth. 但是能不能拜托不要再隨意亂用developmental state瞭?這個詞用到現在,除瞭指涉市場形成政府不可或缺之外,都不知道在說什麼瞭.....
評分驚心動魄的割韭菜史…在laissez-faire的市場錶象後麵是off-budget spending,是credit as statecraft(cheap credit+deregulation)。政府從賣地圈錢到提供擔保,反正信用也不要錢。到最後securitization達成瞭收益和風險的分離,但總要有人承擔風險。
評分Credit as statecraft in intervening in economy. Again, liberal market without state intervention is a myth. 但是能不能拜托不要再隨意亂用developmental state瞭?這個詞用到現在,除瞭指涉市場形成政府不可或缺之外,都不知道在說什麼瞭.....
Sarah L. Quinn is associate professor of sociology at the University of Washington.
How the American government has long used financial credit programs to create economic opportunities
Federal housing finance policy and mortgage-backed securities have gained widespread attention in recent years because of the 2008 financial crisis, but issues of government credit have been part of American life since the nation’s founding. From the 1780s, when a watershed national land credit policy was established, to the postwar foundations of our current housing finance system, American Bonds examines the evolution of securitization and federal credit programs. Sarah Quinn shows that since the Westward expansion, the U.S. government has used financial markets to manage America’s complex social divides, and politicians and officials across the political spectrum have turned to land sales, home ownership, and credit to provide economic opportunity without the appearance of market intervention or direct wealth redistribution.
Highly technical systems, securitization, and credit programs have been fundamental to how Americans determined what they could and should owe one another. Over time, government officials embraced credit as a political tool that allowed them to navigate an increasingly complex and fractured political system, affirming the government’s role as a consequential and creative market participant. Neither intermittent nor marginal, credit programs supported the growth of powerful industries, from railroads and farms to housing and finance; have been used for disaster relief, foreign policy, and military efforts; and were promoters of amortized mortgages, lending abroad, venture capital investment, and mortgage securitization.
Illuminating America’s market-heavy social policies, American Bonds illustrates how political institutions became involved in the nation’s lending practices.
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American Bonds 在線電子書 pdf 下載 txt下載 epub 下載 mobi 下載 2024