Millions of homes are financed each year and millions more are refinanced， a process that routinely leaves consumers dazed， weary， and paying more than they should.For more than a decade The Common-Sense Mortgage has been a consumer staple， used by borrowers nationwide to find better home loan terms and lower costs. Written in plain language， clearly organized， and filled with tables and examples， The Common-Sense Mortgage shows how the lending system works， reviews dozens of individual programs， and raises the questions consumers should ask.
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