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Consumer Credit Risk Management 在线电子书 pdf 下载 txt下载 epub 下载 mobi 下载 2024

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McNab, Helen 作者

译者

2008-8 出版日期

380 页数

$ 56.44 价格

丛书系列

9781906403218 图书编码

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Consumer Credit Risk Management 在线电子书 epub 下载 mobi 下载 pdf 下载 txt 下载 2024

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Consumer Credit Risk Management 在线电子书图书描述

The book explores the history of credit scoring and analytics and the rationale behind the reliance on them. It also deals with the UK legal and regulatory regimes within which users must operate, including The Banking Code, The Business Banking Code, Treating Customers Fairly, Responsible Lending, The Competition Act 1998, the Data Protection Acts 1984 and 1998 and the Consumer Credit Act 1974.Also covered are key features of scorecard management and maintenance. This book will give the reader an insight into the legal and regulatory constraints, such as Basel, and methods used to detect and prevent fraud and bad debt using techniques such as CIFAS. It also deals with referral and appeal systems and the benefits of credit scoring compared to judgmental lending.

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