Overcoming the Saving Slump 在線電子書 pdf 下載 txt下載 epub 下載 mobi 下載 2024

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Lusardi, Annamaria 編作者

譯者

2009-3 出版日期

320 頁數

$ 55.37 價格

叢書系列

9780226497099 圖書編碼

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Overcoming the Saving Slump 在線電子書 epub 下載 mobi 下載 pdf 下載 txt 下載 2024

Overcoming the Saving Slump 在線電子書 epub 下載 pdf 下載 mobi 下載 txt 下載 2024

Overcoming the Saving Slump 在線電子書 pdf 下載 txt下載 epub 下載 mobi 下載 2024

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Overcoming the Saving Slump 在線電子書 pdf 下載 txt下載 epub 下載 mobi 在線電子書下載

Overcoming the Saving Slump 在線電子書圖書描述

The great majority of working Americans are unprepared to face the difficult task of planning for retirement. In fact, the personal savings rate has been holding steady at zero for several years, down from 8 percent in the mid-1980s. "Overcoming the Saving Slump" explores the many challenges facing workers in the transition from a traditional defined benefit pension system to one that requires more individual responsibility, analyzing the considerable impediments to saving and evaluating financial literacy programs devised by employers and the government.Mapping the changing landscape of pensions and the rise of defined contribution plans, Annamaria Lusardi and others investigate new methods for stimulating saving and promoting financial education, drawing on the experience of the United States as well as countries that have privatized their welfare systems, including Sweden and Chile. This timely volume pinpoints where human resources departments, the financial industry, and government officials have succeeded - or failed - in bridging the way to a new retirement system. As the workforce ages and more pensions disappear, Lusardi's findings will be invaluable for economists and anyone facing retirement.

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