From Buildings and Loans to Bail-Outs 在线电子书 pdf 下载 txt下载 epub 下载 mobi 下载 2025

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David L. Mason 作者

Cambridge University Press

译者

2009-3-9 出版日期

364 页数

GBP 30.99 价格

Paperback

丛书系列

9780521101226 图书编码

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发表于2025-01-09

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From Buildings and Loans to Bail-Outs 在线电子书图书描述

For most Americans, the savings and loan industry is defined by the fraud, ineptitude and failures of the 1980s. However, these events overshadow a long history in which thrifts played a key role in helping thousands of households buy homes. First appearing in the 1830s savings and loans, then known as building and loans, encourage their working-class members to adhere to the principles of thrift and mutual co-operation as a way to achieve the 'American Dream' of home ownership. This book traces the development of this industry from its origins as a movement of a loosely affiliated collection of institutions into a major element of America's financial markets. It also analyses how diverse groups of Americans, including women, ethnic Americans and African Americans, used thrifts to improve their lives and elevate their positions in society. Finally the overall historical perspective sheds new light on the events of the 1980s and analyses the efforts to rehabilitate the industry in the 1990s.

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