具体描述
The idea that "a man's house is his castle" is attributed to American Revolutionary James Otis from 1761, & his idea was that government should never be permitted to breach its walls. It is a good thought, in context, one that sums up a dogged attachment to the right of private property.
In the 20th century, however, government got behind the idea that every citizen should be provided a castle of his or her own. This is the essence of the good life, we were told, the very core of our material aspirations. The home is the most valuable possession we could ever have. It is the best investment, even better than gold. Government would make us all owners, one way or another, even if it meant violating rights to make it happen.
This became an article of faith, a central tenet of the American civic religion, & one that led to additional spin-off doctrines. We should fill our valuable homes with vast amounts of furniture, large pieces especially, things that suggest permanence and roots. If there was any doubt as to where to put our money, an answer was always ready: put it into the mortgage, where it will surely pay the highest return.
The home itself could provide full-time employment for half of the American citizenry, as all women became "homemakers" who devoted themselves to cooking, laundry, and cleaning, while all extra time that the man had was to be devoted to lawn care, household repairs, & landscaping. The home was the very foundation of community, of freedom, of the American dream. It embodied who we are and what we do.
p>Beginning in 2007 & culminating in 2008, this dream was smashed, as home values all over the country plummeted, wiping out a primary means of savings. Some homes fell by as much as 75-80 percent, instilling shock and awe all across the country. The thing that was never supposed to happen had happened. This meant more than mere asset depreciation. An article of faith had fallen, and there were many spillover effects
作者简介
Five stars for Doug French's new book on strategic default. French exposes the history and invention of the housing "market", why it failed, what to do if you own a home (run for your lives!!!), the morality of walking away and the psychological mechanisms (read defects) of people who belligerently refuse to stay in their homes rather than accept economic reality. Page 66 also provides a simple explanation of the causes of the business cycle and what causes depressions, booms and busts. The only improvement I would have liked to have seen is a few more pages of coverage on the fact that no bank can foreclose on any house in this country without breaking the law (google lack of standing dismissal). This however is merely my personal preference. Five stars.
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用户评价
从艺术性上来说，《Walk Away》绝对是一部杰作。作者在对人物的塑造，情节的安排，语言的运用，以及主题的挖掘上，都展现出了极高的水准。我强烈推荐这本书给所有热爱文学，渴望在阅读中获得启迪和感动的读者。它不仅仅是一个故事，更是一次心灵的洗礼，一次对人生意义的深刻探索。这本书给我带来的震撼和感动，会久久地留在我的记忆中。
评分总而言之，《Walk Away》是一部极具深度和广度的作品。它触及了人生的许多重要议题，并以一种极其引人入胜的方式呈现出来。我在这本书中，看到了人性的光辉与黑暗，看到了成长的阵痛与蜕变，也看到了坚持与放手的智慧。每一次阅读，似乎都能有新的发现和感悟。它是一本值得反复品读，并且能够长久地滋养心灵的书籍，我相信它也会在你的书架上占据一席之地。
评分这是一部能够引发深度思考的书。它抛出了许多关于人生选择、社会责任、情感羁绊等方面的议题，却并没有给出明确的答案。作者更像是抛砖引玉，鼓励读者在阅读的过程中，去思考，去探索，去形成自己的见解。书中的每一个角色，仿佛都是一面镜子，映照出我们内心深处那些被忽略的角落。我常常在阅读后，会陷入沉思，回味书中传递出的信息，试图从中找到属于自己的答案。这种开放式的叙事，反而更能激发读者的主动性和参与感，让阅读体验更加立体和深刻。
评分《Walk Away》的叙事节奏把握得恰到好处，张弛有度。有时，情节会推进得如同疾风骤雨，让人喘不过气来；有时，又会放缓脚步，让读者有足够的时间去体会人物的情感波动和内心的挣扎。这种多变的节奏，使得整个故事充满了戏剧张力，也让读者在阅读过程中始终保持着高度的专注。我尤其喜欢那些充满悬念的章节，总是在不经意间就让人提心吊胆，又期待着下一刻的到来。作者对情节的构思，无疑是极为精巧和巧妙的。
评分《Walk Away》的结构设计也十分值得称道。作者在叙事上采用了多线并行的手法，将不同人物的命运巧妙地交织在一起。这种结构不仅丰富了故事的内容，也使得整个故事更加立体和饱满。每一个人物的故事线都充满了看点，但又最终汇聚成一条宏大的叙事主线。我惊叹于作者构建如此复杂而又清晰的叙事框架的能力，仿佛是一位技艺精湛的建筑师，将每一个元素都安排得恰到好处。
评分我被《Walk Away》中人物之间复杂而真实的情感关系深深吸引。无论是亲情、友情，还是爱情，作者都将其刻画得入木三分。那些看似微不足道的日常互动，实则蕴含着深刻的情感纽带。角色之间会产生误解，也会有争执，但更多的是理解和支持。这种真实的情感互动，让书中的人物变得更加鲜活，也让故事更具感染力。我常常会因为他们之间的对话而动容，也会因为他们之间的牺牲而感到震撼。
评分《Walk Away》让我印象最深刻的，莫过于它对“成长”这个主题的深刻解读。书中的角色并非一开始就成熟、强大，他们也曾迷茫、失落，也曾犯错、跌倒。但正是这些经历，磨砺了他们的意志，淬炼了他们的灵魂。每一次的“Walk Away”，并非是简单的逃避，而是为了更好地前行，是为了找寻内心深处的真正声音。作者巧妙地将个人的成长弧线与时代背景巧妙地融合，使得故事既具有普遍性，又不失独特性。我从这些角色的经历中，看到了自己的影子，也汲取了面对生活挑战的勇气。
评分这本《Walk Away》绝对是我近期读过最令人耳目一新的作品之一，我几乎是废寝忘食地将它一口气读完，直到最后一页合上，心中依旧波澜壮阔。作者的叙事技巧高超得令人惊叹，她构建了一个宏大而又细腻的世界，在这个世界里，角色的情感纠葛和命运走向如同精密运转的齿轮，环环相扣，引人入胜。开篇便以一种极其沉静却暗流涌动的笔触，勾勒出主人公所处的困境，那种无声的压抑和难以言说的迷茫，仿佛能够穿透纸页，直接渗透到读者的内心深处。我尤其欣赏作者在刻画人物内心世界时的细致入微，每一个细微的动作，每一个不经意的眼神，都蕴含着丰富的情感信息，仿佛将人物的灵魂赤裸裸地展现在我们面前。
评分《Walk Away》的魅力，很大程度上在于它对人性的复杂性进行了深刻的探讨。作者并没有简单地将角色塑造成非黑即白的极端形象，而是展现了他们内心深处的光明与阴影，善良与挣扎。读到某些章节时，我甚至会因为某个角色的选择而感到揪心，也会因为他们偶尔闪现的希望而热泪盈眶。这种代入感，是许多作品难以企及的。书中的情节发展也并非一帆风顺，充满了意想不到的转折和深刻的启示。每一次的危机，每一次的挑战，都像是在逼迫主角去重新审视自己，去做出艰难的选择。而这些选择，最终将他们引向了截然不同的道路，也让我们读者在故事的洪流中，不断反思自身的处境和价值观。
评分我必须要强调的是，《Walk Away》在语言的运用上，简直堪称艺术。作者的文字并非华丽辞藻的堆砌，而是精准、有力，同时又充满了诗意。她能够用最简洁的句子描绘出最生动的画面，用最平实的语言触动最柔软的心灵。我常常会停下来，反复咀嚼某一段描写，感受字里行间流淌出的情感和意境。书中对于环境的描写也同样精彩，无论是繁华都市的喧嚣，还是静谧乡村的安宁，都仿佛跃然纸上，为整个故事增添了浓厚的氛围感。这种对文字的极致运用，让阅读过程本身就成为一种享受。
评分mortgage crisis/ entitlements/ liberty/ austrian
评分里面有太多引用，写的一般，有一节讲美国政府如何设立各种房地产相关机构来低效的肆无忌惮的为人们作担保，引发次贷危机。同时表达了作为自由意志主义者，此时应该walk away。
评分mortgage crisis/ entitlements/ liberty/ austrian
评分mortgage crisis/ entitlements/ liberty/ austrian
评分mortgage crisis/ entitlements/ liberty/ austrian
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