Annuity Markets and Pension Reform 在线电子书 pdf 下载 txt下载 epub 下载 mobi 下载 2024

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Mackenzie, George A. 作者

Cambridge Univ Pr

译者

2006-7 出版日期

258 页数

$ 84.75 价格

HRD

丛书系列

9780521846325 图书编码

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Annuity Markets and Pension Reform 在线电子书 epub 下载 mobi 下载 pdf 下载 txt 下载 2024

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This book treats two vital but neglected public policy issues: how should distributions from individual accounts be regulated, and how can the market for private annuities function better? It provides a comprehensive survey of the issues that arise when contributors to individual accounts become eligible for distributions. It also addresses the questions of whether annuitization or other restrictions on distributions should be mandatory, and if so, can the provision of annuities be privatized? Its analytical framework is applicable to a broad range of countries. Given the diminishing importance of public pensions around the world, the growing number of the elderly, and the increasing importance of defined contribution plans, the voluntary demand for private annuities is going to grow. It is vital that annuities be reasonably priced and that the annuity market be effectively regulated. The book investigates both issues, and proposes reforms to enhance the efficiency of the annuity market.

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