The contributers to this book are expert and
experienced personal financial planners. Each
owns his or her Money Concepts business in various
parts of Canada. The easy-to-understand ideas they
oresent here may be adopted by almost any middle-
income Canadian who wants to achieve financial
peace of mind through comprehensive financial
planning.
Financial planning was once a prerogative of the
wealthy but is now within reach of almost every
Conadian. In this entrepreneurial age of shrinking
government and corporate social-safety nets, plan-
ning is not just desirable, but essential. Planning can
help anyone achieve their financial goals whether
they be owning their own home, educating their
children or retiring in dignity with a comfortable
income.
Once they start the planning process, many
people are surprised to find they have more financial
power than they had thought.
The late Grant Sylvester co-founded Money
Concepts in Canada in 1985. The company has almost
100 franchise businesses from coast to coast, each
owned by a planning professional. The Money Con-
cepts method, outlined in Grant s book, THE MONEY
JAR, and expanded in THE MONEY GAP, is to provide
financial plans to clients at no cost, and to review
chose plans periodically in light of changing personal
circumstances, tax laws or investment climate.
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