When the stock market was good, it was

very, very good, and when it was bad

It s been over a year since the stock market

crashed in October 1987, and the fnancial

fallout still has investors confused. Even

worse, many of the so-called experts can t

seem to make up their minds about what it

all means: Are we headed for a recession,

depression, inflation, disinflation or some-

thing else? The answer seems to change

daily. What the average investor needs is

sound, consistent advice o11 how to prepare

for any eventuality so he can make certain

his financial future is secure.

The editors of Money give you that sound

advice in Money 1989, a compilation of the

magazine s best articles of the year. Up-

dated to give you the most current infor-

mation, the stories are assembled by

topic--Success Strategies for the 1990s,

Your Investments, Personal Finance, Your

Home, Family Matters, Your Taxes, and

Your Future. In addition, you ll find

Money s rankings of 850 mutual funds, with

performance records, sales charges, and

toll-free telephone numbers.

What you want to know first is where to

put your money now. In Success Strategies

for the 1990s, you learn how to prepare for

the next boom and what to watch for in the

coming decade. Today s global economy

has created a whole new set of investment

rules. The key to surviving---and succeed-

ing--m this environment is understanding

your limits and recognizing opportunities.

As a personal financial guide for nonpro-

fessional investors, Money 1989 explains

how to invest for growth, income, and max-

imum security. Your Investments tells you

how to avoid broker ripoffs, choose the

right money market fund, invest in real

estate, purchase stocks with minimum risk,

and profit from rising interest rates.

In a recent Money poll, money for retire-

ment was a maior concern for adults of all