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Credit Reporting Systems and the International Economy信貸報告係統與國際經濟 在線電子書 pdf 下載 txt下載 epub 下載 mobi 下載 2024

Credit Reporting Systems and the International Economy信貸報告係統與國際經濟
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Miller, Margaret J. 編 作者
譯者
2003-2 出版日期
465 頁數
524.00元 價格
叢書系列
9780262134224 圖書編碼

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Credit Reporting Systems and the International Economy信貸報告係統與國際經濟 在線電子書 epub 下載 mobi 下載 pdf 下載 txt 下載 2024

Credit Reporting Systems and the International Economy信貸報告係統與國際經濟 在線電子書 epub 下載 pdf 下載 mobi 下載 txt 下載 2024

Credit Reporting Systems and the International Economy信貸報告係統與國際經濟 在線電子書 pdf 下載 txt下載 epub 下載 mobi 下載 2024


Credit Reporting Systems and the International Economy信貸報告係統與國際經濟 在線電子書 用戶評價

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Credit Reporting Systems and the International Economy信貸報告係統與國際經濟 在線電子書 著者簡介

Credit Reporting Systems and the International Economy信貸報告係統與國際經濟 在線電子書 著者簡介

Credit Reporting Systems and the International Economy信貸報告係統與國際經濟 在線電子書 pdf 下載 txt下載 epub 下載 mobi 在線電子書下載

Credit Reporting Systems and the International Economy信貸報告係統與國際經濟 在線電子書 圖書描述

Credit reporting is a critical part of the financial system in most developed economies but is often weak or absent in developing countries. It addresses a fundamental problem of credit markets: asymmetric information between borrowers and lenders that can lead to adverse selection and moral hazard. The heart of a credit report is the record it provides of an individual's or a firm's payment history, which enables lenders to evaluate credit risk more accurately and lower loan processing time and costs. Credit reports also strengthen borrower discipline, since nonpayment with one institution results in sanctions with others.This book provides the first comprehensive review of credit reporting systems worldwide and documents the rapid growth in the industry. It offers empirical and theoretical evidence of the impact of credit reporting on financial markets, using examples from both developed and developing economies. Credit reporting, it shows, significantly contributes to predicting default risk of potential borrowers, which promotes increased lending activity. The book also covers the role of public policy in the development of credit reporting initiatives, including the role of public credit registries managed by central banks; and the role of legal, regulatory, and institutional factors in supporting credit reporting.

Credit Reporting Systems and the International Economy信貸報告係統與國際經濟 在線電子書 下載 mobi epub pdf txt 在線電子書下載
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