Bankruptcy in America, in stark contrast to its status in most other countries, typically signifies not a debtor's last gasp but an opportunity to catch one's breath and recoup. Why has the nation's legal system evolved to allow both corporate and individual debtors greater control over their fate than imaginable elsewhere? Masterfully probing the political dynamics behind this question, David Skeel here provides the first complete account of the remarkable journey American bankruptcy law has taken from its beginnings in 1800, when Congress lifted the country's first bankruptcy code right out of English law, to the present day. Skeel shows that the confluence of three forces that emerged over many years - an organized creditor lobby, pro-debtor ideological currents, and an increasingly powerful bankruptcy bar - explains the distinctive contours of American bankruptcy law. Their interplay, he argues in clear, inviting prose, has seen efforts to legislate bankruptcy become a compelling battle royale between bankers and lawyers--one in which the bankers recently seem to have gained the upper hand. Skeel demonstrates, for example, that a fiercely divided bankruptcy commission and the 1994 Republican takeover of Congress have yielded the recent, ideologically charged battles over consumer bankruptcy. The uniqueness of American bankruptcy has often been noted, but it has never been explained. As different as twenty-first century America is from the horse-and-buggy era origins of our bankruptcy laws, Skeel shows that the same political factors continue to shape our unique response to financial distress.
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哇,最近读完的这本小说简直让人欲罢不能,情节跌宕起伏,人物塑造得栩栩如生。作者对细节的把握真是令人惊叹,每一个场景的描绘都如同身临其境。我尤其喜欢主人公那种在绝境中爆发出的坚韧和智慧,他的每一次抉择都牵动着读者的心弦。故事线索复杂却又条理清晰,即便中间穿插着许多支线情节,也不会让人感到混乱。那些关于人性的探讨,更是深刻得让人久久不能平静。读完之后,我甚至花了好几天时间才从那个奇妙的世界里抽离出来,回味无穷。这本书的文字功底也极其扎实,遣词造句充满了力量感和画面感,读起来酣畅淋漓,简直是一种享受。它不仅仅是一个故事,更像是一次深刻的精神洗礼,让人在震撼中反思很多。
评分我必须得给这本书点个赞,因为它成功地避开了许多同类型作品的俗套。它没有落入那种过度依赖煽情或刻意制造噱头的窠臼,所有的情感爆发点都建立在逻辑严密的情节推进之上,显得自然而有力。作者的叙事视角转换得非常高明,能够让读者在不同人物之间自由切换,从而获得更全面的信息和更立体的理解。我特别喜欢其中关于“选择的代价”这一主题的探讨,它没有给出简单的答案,而是抛出了许多引人深思的问题,促使我不断地在脑海中构建自己的答案。这本书的文字风格如同陈年的美酒,初尝平淡,回味悠长,值得细细品味。
评分这本书给我的整体感觉是“磅礴”而又“精巧”。说它磅礴,是因为它所展现出的时代洪流和命运的巨大推力让人心生敬畏;说它精巧,是因为在这样宏大的背景下,作者依然能捕捉到那些微小的、转瞬即逝的人类情感波动,并将其放大,让读者感同身受。我特别喜欢书中对一些环境描写的笔法,那些风景不再只是背景,而是成为了推动情绪和暗示命运的关键元素。读完之后,我感觉自己的视野被极大地拓宽了,不仅是故事情节上的满足,更是一种精神上的拓荒。这本书的结构设计非常巧妙,就像一个精密的钟表,每一个齿轮都紧密咬合,共同驱动着时间的前进。绝对是近年来我读过的最令人难忘的作品之一。
评分说实话,这本书的开头稍微有点慢热,我一度担心它会不会变成那种平淡无奇的作品,但坚持读下去绝对是值得的!一旦进入中段,节奏突然加快,各种阴谋、背叛和意想不到的反转接踵而至,让人根本停不下来。我得承认,有那么几个关键情节我完全没有预料到,作者的想象力简直是天马行空。更让我赞叹的是,作者对世界观的构建,那些细致入微的设定,无论是地理环境还是社会结构,都显得无比真实可信,充满了历史的厚重感。我甚至忍不住去查阅了一些相关的历史和文化背景知识,感觉这本书的“含金量”非常高。这本书的配角也同样出彩,他们各自都有着复杂的动机和成长弧线,绝不是功能性的工具人,这点处理得非常高明。
评分这本书的阅读体验就像是坐过山车,刺激、惊险,但又充满了美学上的享受。我很少看到一部作品能将宏大的叙事背景与细腻的个人情感如此完美地融合在一起。每一次冲突的爆发,都不仅仅是简单的武力对抗,更多的是理念和价值观的激烈碰撞,这让整个故事的层次感得到了极大的提升。我特别欣赏作者处理冲突的方式,很少有非黑即白的绝对正邪划分,每个人都有自己的灰色地带和无可奈何,这种复杂性让角色更具人情味。我几乎是屏住呼吸读完了最后几十页,那种紧张感直到合上书本后许久才慢慢消散。对于喜欢深度悬疑和史诗感叙事的读者来说,这绝对是必读之作。
评分Skeel is not as good a writer as Tom Jackson, but this is a fascinating account of the political history of the federal bankruptcy law. I never thought the bankruptcy bar would have such a strong influence in the shaping of a legal regime. The demise of the high-end bankruptcy bar in the New Deal era is also fun read. Recommend for those into debt.
评分Skeel is not as good a writer as Tom Jackson, but this is a fascinating account of the political history of the federal bankruptcy law. I never thought the bankruptcy bar would have such a strong influence in the shaping of a legal regime. The demise of the high-end bankruptcy bar in the New Deal era is also fun read. Recommend for those into debt.
评分Skeel is not as good a writer as Tom Jackson, but this is a fascinating account of the political history of the federal bankruptcy law. I never thought the bankruptcy bar would have such a strong influence in the shaping of a legal regime. The demise of the high-end bankruptcy bar in the New Deal era is also fun read. Recommend for those into debt.
评分Skeel is not as good a writer as Tom Jackson, but this is a fascinating account of the political history of the federal bankruptcy law. I never thought the bankruptcy bar would have such a strong influence in the shaping of a legal regime. The demise of the high-end bankruptcy bar in the New Deal era is also fun read. Recommend for those into debt.
评分Skeel is not as good a writer as Tom Jackson, but this is a fascinating account of the political history of the federal bankruptcy law. I never thought the bankruptcy bar would have such a strong influence in the shaping of a legal regime. The demise of the high-end bankruptcy bar in the New Deal era is also fun read. Recommend for those into debt.
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